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Gelpi Insurance offers you the easiest way to find the most affordable auto insurance coverage that best suit your need.
You'll get one-one help from our expert agents. Pay only for what you really need.
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Commercial Auto Insurance: Protecting Your Business on the Road
Running a business often means having vehicles on the road, whether for deliveries, services, or transporting goods. At our agency, we understand how critical these assets are to your operations, which is why we offer comprehensive Commercial Auto Insurance tailored to your business needs. Our goal is to protect your vehicles, your employees, and your business from unexpected risks, keeping you on the road to success.
Why Choose Our Commercial Auto Insurance?
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What Does Our Commercial Auto Insurance Cover?
Liability Coverage
If one of your drivers is involved in an accident and found at fault, liability coverage will protect your business by paying for damages to other vehicles or property, as well as any medical costs for the injured parties. This is a crucial element to safeguard your business from costly lawsuits.
Physical Damage Coverage
Whether it's due to an accident, theft, or vandalism, our physical damage coverage protects your business vehicles from any unexpected damage. We offer:
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Collision Coverage: Covers the cost of repairs or replacement of your vehicle if it's damaged in an accident, regardless of who is at fault.
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Comprehensive Coverage: Protects your vehicle against non-collision
Medical Payments or Personal Injury Protection (PIP)
This coverage helps pay for medical expenses for your drivers and passengers if they are injured in an accident, regardless of who is at fault. It also covers lost wages and other related expenses.
Uninsured/Underinsured Motorist Coverage
If your business vehicle is hit by a driver who doesn’t have insurance or doesn’t have enough coverage, this policy ensures your business is still protected. We step in to cover the costs, so you don’t have to worry about dealing with uninsured or underinsured drivers.
Hired and Non-Owned Auto Coverage
Even if your business doesn’t own the vehicle being used, you can still be liable for accidents. This coverage protects your business when employees use rented vehicles or their personal cars for business purposes.
Fleet Insurance
For businesses with multiple vehicles, we offer fleet insurance that provides comprehensive coverage for all your vehicles under a single policy. This makes managing your insurance easier and often comes with cost savings.
Who Needs Commercial Auto Insurance?
Businesses that rely on delivery trucks, service vans, or even company cars for daily operations need commercial auto insurance to cover their vehicles and employees.
If you or your employees frequently use personal or rented vehicles for work purposes, hired and non-owned auto insurance is necessary to avoid liability in the event of an accident.
If you provide ridesharing, taxi services, or shuttle transportation, having the right insurance coverage is crucial to ensuring both your passengers and vehicles are fully protected.
Why Your Business Needs Commercial Auto Insurance
Accidents can happen at any time, and the consequences can be devastating for businesses that rely on their vehicles. Without the right coverage, your business could face costly repairs, medical bills, lawsuits, and downtime that disrupts your operations. Commercial auto insurance ensures that:
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Your vehicles are repaired or replaced quickly.
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You are protected from liability in case of accidents.
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Your business can continue running smoothly, even after an incident.
Get the Coverage You Need Today
At our agency, we are committed to providing Florida homeowners with the best protection available. Whether you're a first-time homeowner or have been living in your home for years, we’ll work with you to find a home insurance policy that fits your needs and budget.
COMPANIES I WORK WITH
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What type of insurance do I need?o The type of insurance you need depends on your personal needs and circumstances. If you have dependents, life insurance is crucial to protect their future. Health insurance is essential to cover unexpected medical expenses, while auto and home insurance protect your vehicle and property. We can help analyze your situation and recommend the right insurance coverage for you.
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What is the cost of life/health/auto insurance?The cost of insurance varies based on several factors, such as your age, health status, medical or driving history, and the type of coverage you choose. To get an accurate quote, we recommend contacting us with more details about your needs.
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How do I file an insurance claim?To file an insurance claim, you should contact your insurance company as soon as the incident occurs. Be sure to have your policy number, details of the event (such as bills, photos, or police reports), and follow the instructions they provide. If you need assistance during the process, our team is available to help
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How can I schedule an appointment with a specialist?You can schedule an appointment with one of our specialists directly through our website or by calling our contact number. We offer both virtual and in-person consultation options, and we adapt to your needs to provide you with the best possible service. These responses provide clear and useful information to clients, building trust and making decision-making easier.